Roof Financing in Charlotte, NC

The order stays the same

The order does not change. Our owner comes out for the free photo inspection, you get the read and a written estimate, then you decide how to pay. For a sense of the size of the job before that visit, our instant roof estimate measures your roof in squares from satellite imagery.

If there is storm or hail damage the insurance claim comes first. In several reviewers' cases the claim covered the whole roof, and financing is for whatever part is yours to pay. One reviewer wrote that they used to have a leak and now have a brand-new roof, with our owner walking them through the insurance company step by step.

Ask about payment options when you book and we will tell you what is available for your job and what the next step is. One reviewer wrote that our owner walked them through the estimate and worked with them on pricing, and that is the conversation to have. The $1000 off roof replacement offer and the 5-year workmanship warranty apply the same way whether the roof is financed or paid outright.

Know which kind of roof job it is

It helps to know which kind of roof you are looking at before you think about payments.

• A storm claim Financing is usually beside the point. What is left for you to pay, usually the deductible, is the number that matters.
• A roof that has simply aged out Granules in the gutters, tabs curling, a small leak or two. This is the replacement most people plan for, and the one where payment options come up.
• A partial job A repair or a maintenance visit costs a fraction of a replacement, and financing is offered on replacements anyway.

On storm claims, customers in Google reviews describe our owner flying a drone from the truck and photographing hail and wind damage the homeowner had not noticed. They describe him meeting the adjuster and preparing the photo report that led the insurer to pay for the whole roof. Another wrote that we worked directly with their insurance and got everything fully covered.

What the estimate covers

Whichever it is, we inspect and photograph the roof, explain what we found, and write the estimate: a full tear-off replacement with Owens Corning Duration architectural shingles, new underlayment, drip edge, pipe boots and flashing work, with the 5-year workmanship warranty on the labor and the manufacturer's material warranty on the shingles. Paying over time does not change the scope or the warranty behind it.

The $1000 off roof replacement offer applies to a full replacement, and the free inspection and free estimate cost nothing whether or not you go ahead. Ask about the offer and about payment options when you book. The terms come from our owner directly, so ask on the call.

Comparing quotes

If you are comparing quotes, compare the scope before you compare the payment. A lower number that leaves the old underlayment in place, or reuses the pipe boots, or skips the ice-and-water in the valleys, is a different job.

We write the tear-off, the underlayment, the flashing work and the shingle line into the estimate, so what the price buys is on the page. Bring any other quote to the inspection and we will go through the differences on the roof itself. One reviewer who reached out to six roofers after a storm picked us, and wrote that the prices were very reasonable.

What you can finance

Financing is available for a full roof replacement: a full tear-off to the decking and a new architectural shingle roof.