The photo report
The photo report is what your insurer works from. Each slope gets its own set of photos with the hits marked, and the collateral damage goes in as well so the adjuster is looking at the whole event.
One Google reviewer wrote that our owner contacted the insurance company, coordinated the inspections, and prepared a detailed photo report documenting the extent of the damage. The same review says the insurer agreed to pay to replace the entire roof.
Meeting the adjuster
Our owner meets the adjuster on site, and we have already walked every slope while the adjuster has not. Two people looking at the same bruise at the same time usually settle it faster than reports passed back and forth.
A Google reviewer with hail and wind damage wrote that our owner met with their adjuster and that it made things much less stressful. The same review says we helped pick the shingles and steered them to a color that looked right on the house.
The work after the claim
Once the claim is decided the work is the same replacement or repair we do on any roof. That means tear-off to the decking, new synthetic underlayment and ice-and-water in the valleys, new drip edge and pipe boots and flashing, ridge vent, and Owens Corning Duration architectural shingles on top. Hail that hits the shingles usually dents the gutters too, so those get replaced in the same job.
One reviewer wrote that our crew removed and replaced their roof and gutters in one day after their insurance agreed. Another wrote that the new Owens Corning shingles looked great after a claim that started with a free inspection that found hail damage they had not noticed.
Who you deal with
We are based in Weddington and run by our owner, and the person who inspects your roof is the one on it when the shingles go on. We do not tell you what your policy covers; your agent and your adjuster do that, and we hand them the photos to decide with. For the dates the Department of Insurance does publish, see our post on how long you have to file a storm roof claim in NC.
If a storm came through, call (704) 352-1112 and we will look, and if the roof is fine we tell you that. We do not go door to door the morning after a storm.